I have 3 accounts with comenity right now victoria, NYCO, Boscovs they all are at 250 the two are new and victoria i have had for a year with no cli I had one 90 days late due to a dispute am trying to get that removed. I had an old account from about 6 or 7 years with reeds it was charged off I am trying to get it removed with dispute letter to them. The one rep said because of this old account in their system I may never get a cli has this happened to anyone or when it falls off after 7 years will it fall off their system
