CLOSING DATE vs. DOFD vs. PAYMENT DATE

[TryingVeryHard]

What is the proper way to dispute this inaccuracy? I have spoken to the TU representative, she told me that my HSBC Bank account has the following information:

CLOSING DATE : 07/06
DATE OF FIRST DELIQUENCY : 01/07
PAYMENT DATE : 11/06

I am confuse with this kind of information. The HSBC reported that I went delinquent 2 months after "payment."

Thanks

[Anonymous]

If they closed the account in July-

Made a payment in Nov and it went 60 days past due in Jan

Then it makes sense- what really happend?

---

TryingVeryHard wrote:
What is the proper way to dispute this inaccuracy? I have spoken to the TU representative, she told me that my HSBC Bank account has the following information:

CLOSING DATE : 07/06
DATE OF FIRST DELIQUENCY : 01/07
PAYMENT DATE : 11/06

I am confuse with this kind of information. The HSBC reported that I went delinquent 2 months after "payment."

Thanks

---