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CRA Reporting

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lindsaydruart
Established Contributor

CRA Reporting

I have several accounts that are reporting to TU and EX fine but aren't on my EQ. EQ is my lowest score at 613 because of this. These are major banks that report so there is little reason why they shouldn't be there. Is there anything that can be done or do I just have to wait it out if they ever report?

Gardening since 12/15/2019. Goal 12/15/2021
FICO 8 as of 12/16/2019 - EQ 602 EX 656 TU 628
Message 1 of 5
4 REPLIES 4
RobertEG
Legendary Contributor

Re: CRA Reporting

Call and ask the creditor if they are reporting to each CRA.

Message 2 of 5
willwar14
Valued Contributor

Re: CRA Reporting

What banks are they?
CH7 FILED: 08/18/2022, DC: 01/23/2023
Message 3 of 5
lindsaydruart
Established Contributor

Re: CRA Reporting


@willwar14 wrote:
What banks are they?

Discover, Comenity/Buckle (the only one of my Comenity cards not reporting), and Speedway (which I know might not be considered major)

Gardening since 12/15/2019. Goal 12/15/2021
FICO 8 as of 12/16/2019 - EQ 602 EX 656 TU 628
Message 4 of 5
takeshi74
Senior Contributor

Re: CRA Reporting

Those creditors should report to EQ but start with the creditors and verify that they are reporting.  If they are then check with EQ.  A split file may be a possibile cause.

Message 5 of 5
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