CRAs different removal dates

[Anonymous]

Can someone tell me why different CRA  have different dates for items falling off of the credit report.  I have a collection account that came off EX in DEC 07. Trans in Jan 08 and EQ in march 1 08.  What is up with this? When I disputed this account with EQ it took forever to get a desicision and when I was given on the set the removal date back 2 months from the original Jan 08 date.  Any explanations would be accepted.  Thanks.

[Anonymous]

When you figure this out let me know-

I know EQ uses DOLA -

FCRA says 7 years after DOFD.
You should have left the EQ alone- It probably would have been removed Dec 1.

[Anonymous]

One possibility is that the CA reported to each CRA at different months for the same account.

[MidnightVoice]

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Timothy wrote:
When you figure this out let me know-

I know EQ uses DOLA -

FCRA says 7 years after DOFD.
You should have left the EQ alone- It probably would have been removed Dec 1.

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For DW EQ used DOFD minus 3 months and 10 days