What do credit unions like to see or not see? I have ficos of 645 672 657. 1 collection falls off next yr and 1 CO 2 yr old. Everything else pd as agreed. Does any one think I could get a $3000 loan?
I'm betting yes. I have slightly higher scores (only about 20 pts higher) with -0- current revolving debt and 2 paid, older collections and I was approved today for a 10k credit card through mine.
