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Call from 800-955-7070 scam or legit

Jogeso
New Visitor

Call from 800-955-7070 scam or legit

I got a call from 1-800-955-7070, and the man on the other end said they were a debt collection agency and that I owed money. He proposed consolidation while requesting credit card details. When I googled the number, I found this page that said it was Capital One. Is this information accurate, or is it just a spoof call?

https://ficoforums.myfico.com/t5/General-Credit-Topics/1-800-955-7070-Capital-One-or-Scam/td-p/50462...

Message 1 of 6
5 REPLIES 5
SouthJamaica
Mega Contributor

Re: Call from 800-955-7070 scam or legit


@Jogeso wrote:

I got a call from 1-800-955-7070, and the man on the other end said they were a debt collection agency and that I owed money. He proposed consolidation while requesting credit card details. When I googled the number, I found this page that said it was Capital One. Is this information accurate, or is it just a spoof call?

https://ficoforums.myfico.com/t5/General-Credit-Topics/1-800-955-7070-Capital-One-or-Scam/td-p/50462...


If he's asking you for credit card details, then it's clearly a scam.


Total revolving limits 743700 (625200 reporting) FICO 8: EQ 705 TU 717 EX 687

Message 2 of 6
Jogeso
New Visitor

Re: Call from 800-955-7070 scam or legit

Yes, it is a scam, and after much searching, I discovered that many other people have also received calls from this number asking for personal information. 

https://scamdialer.com/lookup/18009557070/

Message 3 of 6
MarkintheHV
Regular Contributor

Re: Call from 800-955-7070 scam or legit

I have worked in telecommuncations for over 20 years.  Spoofing caller id is simple (I can spoof caller id with Skype).  I always tell callers that I will call back in myself, hang up and dial the number on the back of my credit card.  Spoofing caller id is easy, to hack the routing of phone calls for an established number is a lot harder.

AmEx Plat - NPSL | AmEx Delta Biz Plat - 53k | NFCU Flagship Visa - $69k | AmEx BCP - 45k | Citi CCR - 12k | Disc - 10k
FICO 9 Scores TU - 794 | EQ - 778 | EX - 765
Message 4 of 6
Jeffster1
Established Contributor

Re: Call from 800-955-7070 scam or legit

If they're asking you for credit card details, it's a scam.

 

 

 

 

FICO 8 (1/17/23) EX 720 EQ 717 TU 730
FICO 9 (1/17/23) EX 730 EQ 764 TU 750
CH 13 DC 1/5/21 -- I practice AZEO - NEVER above 1% utilization across all cards.

Current lineup as of 3/23
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Message 5 of 6
FireMedic1
Community Leader
Super Contributor

Re: Call from 800-955-7070 scam or legit

Welcome @Jogeso 

If it was Cap1 they already know your card number/s. Block.




Homeowner since Sept 2020. 2021 Explorer ST Chase 3.1%. Sharing my experiences after BK from learning here. Started 540's.
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