Can Credit Reporting Agency extend Dispute window additional 15days?

[Anonymous]

I filed a dispute with TU on 5/26 and I got a letter in the mail today stating that they received it on 06/01 and that they had received additional info  on June 8th so they were extending it to July 14.  Here is the verbiage:

 We are in recipt of the additional information regarding your current dispute(s).  Due to this additional information, the time frame for completing the investigation has been extended.  Your initial correspondence was received on 06/01 and your additional information was received on 06/08, which allows Transunion fifteen additional days.  Therefore, your investigation will be completed on or before 07/14/07. However, they sent me an updated report with 1 verified collection but they did get new information ,BOA updated it to paid as agreed, settled less than full balance.  This was on 06/06.

Can they do this? The main disputes were late payments and a $19 medical collection.

I also sent the same letter to Experian the same letter and I got my credit report in the mail today(same day as the TU leter) with 1 verified collection  and the other accounts that I had disputed for lates, they had : Outcome: Projected completion date: 07/18/07

why did they extend another 18days?

[Anonymous]

If you provide additional information, you do indeed extend the amount of time they have to investigate.   Also if you dispute from your annual free credit report they have 45 days instead of 30 to respond.

Message Edited by princessofpink on 06-18-2007 08:06 PM

[Anonymous]

I didn't provide any additional information and I didn't initiate the dispute from my free report.  They were written in. So, can they do this. 

[Tuscani]

Did you call and check the status or intiate any other communication with them? If so, you granted them extra time.