I am getting a lot of different feedback on this from various people, so I figured this may be the best place to ask this question.
The credit union denied my loan to consolidate my bills. They said I had too much debt. (Felt like saying, yeah, thats why I asked you for a loan.)
I had a good amount of cash to put on the balances, but stupidly was holding it until I consolidated. They told me to pay off some balances and call the CC companies to report that they have been paid and come back to them.
When I checked my credit reports, Apr. had already been reported. I have paid a lot more off since that report and I want them to report again.
I am in a bad car situation and need to pay for a car before my security deposit is up in May. Ordinarily, I would not care, but the deal on this car can not be beat but I need a loan to pay for it. I don't want to attempt to get the loan until I am sure I will get it and get it at a decent interest rate.
I have paid off about $4000 in debt since the last report and really want the reflected. So will they report at my request like the credit union told me?
