Can Softpulls hurt you in another way

[Anonymous]

The thing is that every one of our current leneders SP us so often, that if it mattered they'd be doing more damage than we would with Prequals. 

[Anonymous]

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@Ficoproblems247 wrote:

EF0EF54D-14D7-42E9-BCE4-AB22190E52CB.jpeg

Not even ashamed! 😂😂😂

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[PandaGirl77]

This is easing my fear of the SP!!

[Ficoproblems247]

@PandaGirl77 I am glad to hear that! They are a great tool and should be used prior to apping whenever possible. What better way to tell if you're likely going to be approved or not without wasting a HP than the creditor themselves saying "Your current credit profile fits what we are looking for in someone applying for this product," or "Don't apply for this unless you want us to say no again."