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Can't refresh credit reports!

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New Member

Can't refresh credit reports!

I have been working on cleaning up my credit after it crashed and burned a few years ago. I purchased several monitoring products because I paid off everything and I want to see my score go up. So far I have managed to improve all 3 scores by over 100 points, but I have become obsessive with checking my score sometimes several times a day. I get almost daily alerts so I refresh when I do get one.

 

So yesterday I got an error message on Equifax, today on Experian also. I can't refresh, I can't pull one through CCT or annualcreditreport! I am in a panic. Has anyone had this issue??

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Valued Contributor

Re: Can't refresh credit reports!

Depending on what monitoring products you use there may be a limit. I do know that annualcreditreport is once every 12 months.
Message 2 of 4
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Established Contributor

Re: Can't refresh credit reports!


@rpalmer2906 wrote:

I have been working on cleaning up my credit after it crashed and burned a few years ago. I purchased several monitoring products because I paid off everything and I want to see my score go up. So far I have managed to improve all 3 scores by over 100 points, but I have become obsessive with checking my score sometimes several times a day. I get almost daily alerts so I refresh when I do get one.

 

So yesterday I got an error message on Equifax, today on Experian also. I can't refresh, I can't pull one through CCT or annualcreditreport! I am in a panic. Has anyone had this issue??


I wouldn't stress it too much.  Some of them want me to mail in my info for a dispute (which I will not do).  Every so often it tends to unlock itself after a few months and then I do my dispute.




FICOBeginning (6/2017)Current
Equifax636707
Transunion627725
Experian623726
Message 3 of 4
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Super Contributor

Re: Can't refresh credit reports!

I cant speak to Experian  but Ive had a problem with EQ for the last 2 months where no service could pull my EQ file. I had to file a complaint with

Consumer Financial Protection Bureau.  You can look into this if your problem persists




3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>01/2020 CCT EX 832 TU 848 EQ 842
It's just a jump to the left
And then a step to the right
Put your hands on your hips
You bring your knees in tight
But it's the pelvic thrust that really drives you insane
Let's do the Time Warp again!
Let's do the Time Warp again!

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