It is affecting your scores-
Should be closed/Paid/ pay status
Can they? I really don't think it is "Accurate"
My guess is the offending CRA is EQ or EX
IF it is EX- and if the Status looks like this- only the lates are affecting you not the status-
Paid,Closed/Past due 60 days (There is not enough room for WAS)
EQ on the other hand-IMO should not be able to report "60+ days past due" on a paid/closed account as it is marked derog for the status.
@Anonymous wrote:
I want to know if I have submitted records to the three credit bureaus that a loan had been paid off. However, the company changes the pay off although their record too show its been paid off. Can they still report the loan as delinquent?
One of the big three shows the loan paid in full and is reporting it as such. The other two are reporting it as late and I believe this is effecting my FICO score.
