I applied for a mortgage and was pre-approved and am in underwriting right now. I got a copy of my CR and saw this. Can they do this?
Company Calvary Investments Date Reported: 3/08 Date Opened: 12/04 Balance: 325 Last Past Due: 10/07 DOLD with Orig Creditor: 12/01/02
EFX, TU, XPN
Company: Retail Merch Date Reported: 09/03 Date Opened: 06/03 Balance: 162 Last Past Due: Blank Placed for Collection: Blank
TU
Company: Retail Merch Assoc Date Reported: 03/08 Date Opened: 06/03 Balance:162 Last Past Due: 162 DOLD with Orig Creditor: 02/01/03
EFX
The Retail Merch is the same thing but the second shows the reported date as 03/08 not the original 09/03 and the Calvary has been on my CR long before 03/08.
Message Edited by DisplacedTexan on
04-20-2008 01:28 PMMessage Edited by DisplacedTexan on
04-20-2008 01:29 PMMessage Edited by DisplacedTexan on
04-20-2008 01:30 PM