I just called cap1 for billing issues and (since I was on the phone) asked them about reporting the limits. I have read many posts that said this fall -- anyway the customer svc spec told me that they are not reporting limits now or anytime soon and that they may not ever report them. She was kind of rude and said that they had no plans to do so at this time. I was looking forward to this fall but I am glad that I learned how to "play the game" from these forums. Well I'm off --- Have a great day!