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Cap One pre qual - gives score now think exp 3

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snickerpedia
Frequent Contributor

Cap One pre qual - gives score now think exp 3

Tried cap one prequal today and they actually soft pull now instead of just checking their database and also provide your experian score (think it's bank card 3 - weird) . 

not sure if this is old news 


TU - 785
EX - 771
EQ - 779


Citi premier 13
CSP 29
X1 33.5k
/CIU 6k
Message 1 of 6
5 REPLIES 5
Ficoproblems247
Valued Contributor

Re: Cap One pre qual - gives score now think exp 3

Must by YMMV. I haven't tried their pre-qualify site since last February when I applied for my Savor so I just tried it for giggles after reading your post. They used my TU score 4 which was 723. I know it was this score because it stated it ranged from 309-839. They state I am not qualified for Plat, Plat secured, or QS1 due to the fact that I have opened too many revolving accounts recently. 2/6, 6/12, 6/24 so yeah I'll give them that one lol. You are correct in that their pre-qualify information is far more detailed than it used to be, providing a score and reason codes now. It's a nice change, but too bad that they did away with being able to check for their 'prime' cards. 



FICO 8 EX 836 EQ 838 TU 831
TCL $223,100
Message 2 of 6
coldfusion
Credit Mentor

Re: Cap One pre qual - gives score now think exp 3

i tried yesterday for the hell of it and while I was prequalified I wasn't shown any score.

 

I did get an alert from EQ that they performed a SP.   

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 3 of 6
Anonymous
Not applicable

Re: Cap One pre qual - gives score now think exp 3


@snickerpedia wrote:

Tried cap one prequal today and they actually soft pull now instead of just checking their database and also provide your experian score (think it's bank card 3 - weird) . 

not sure if this is old news 


I just tried it and it gave me no scores or info other than I was pre-approved for all 3 cards and looked just like any other pre-approval I have done with them.

 

I wonder if it is because I did it on a mobile device and did not use desktop view? I will try again in the future on a regular computer and see what it gives me. Thanks for the info!

Message 4 of 6
Sax2610
Contributor

Re: Cap One pre qual - gives score now think exp 3

Hi All 

 

Anyone have a link to the Cap One pre qual 

Message 5 of 6
Anonymous
Not applicable

Re: Cap One pre qual - gives score now think exp 3


@Sax2610 wrote:

Hi All 

 

Anyone have a link to the Cap One pre qual 


Here is a list of soft pull prequalifiers. Make sure you do some research before pulling the trigger, a pre approval or prequal does not guarantee approval!

 

https://ficoforums.myfico.com/t5/General-Credit-Topics/List-of-Soft-pull-PREAPPROVALs-New-Link-10-21...

Message 6 of 6
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