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Cap1 reported new CC but not on CR

Remedios
Moderator

Re: Cap1 reported new CC but not on CR

Capital One typically reports at second statement.  I'd expect to see it in March.

 

Message 11 of 22
Krysmay2208
Contributor

Re: Cap1 reported new CC but not on CR


@Remedios wrote:

Capital One typically reports at second statement.  I'd expect to see it in March.

 


 

Appreciate the reply!

Current FICO 8 Scores as of 1/15/20:
Equifax- 615
TransUnion- 746
Experian- 706

AU- Jpmcb- $14,000CL
Cap1 QuicksilverOne- $1,500SL opened 1/15/20
Carter's- $1,000SL opened 2/18/20
NFCU CashRewards- $8,600SL opened 2/20/20 .cli 5/23/20 to $12,600
Message 12 of 22
LaHossBoss
Senior Contributor

Re: Cap1 reported new CC but not on CR

Did they finally end up reporting after your second statement closing?

 

Haha, here I am 5 days after first statement close refreshing my CR monitoring several times a day hoping they pop up!

 

I guess I will have to be patient and wait til a few days after the SECOND statement closing!




Starting Score: 2•20 | EQ 550 | TU 498 | EX 505
Current Score: 7•21 | EQ [F8 645] [F9 651] [EQ5 684] [VS3 630] | TU [F8 717] [F9 692] [TU4 723] [VS3 643] | EX [F8 714] [F9 675] [EX2 681] [VS3 674]
Goal Score: 670 [X] TU [X] EX

Take the myFICO Fitness Challenge

SO Starting Score: 2•20 | EQ 502 | TU 484 | EX 521
SO Current Score: 7•21 | EQ [F8 670] [F9 622] [EQ5 706] [VS3 639] | TU [F8 676] [F9 673] [TU4 652] [VS3 620] [VS4 598] | EX [F8 707] [F9 711] [EX2 680] [VS3 656]
Goal Score: 670 [X] TU [X] EX




Message 13 of 22
Krysmay2208
Contributor

Re: Cap1 reported new CC but not on CR


@LaHossBoss wrote:

Did they finally end up reporting after your second statement closing?

 

Haha, here I am 5 days after first statement close refreshing my CR monitoring several times a day hoping they pop up!

 

I guess I will have to be patient and wait til a few days after the SECOND statement closing!


 Yes! Definitely a few days after 2and statement closing. Such a pain to wait too I feel you lol

Current FICO 8 Scores as of 1/15/20:
Equifax- 615
TransUnion- 746
Experian- 706

AU- Jpmcb- $14,000CL
Cap1 QuicksilverOne- $1,500SL opened 1/15/20
Carter's- $1,000SL opened 2/18/20
NFCU CashRewards- $8,600SL opened 2/20/20 .cli 5/23/20 to $12,600
Message 14 of 22
Mr_Mojo_Risin
Senior Contributor

Re: Cap1 reported new CC but not on CR

Cap 1 reported after my first statement last week. EX and EQ updated a couple days later. TU still hasn't updated. I've read they can take longer

NFCU More Rewards 28K CL
AODFCU Visa Signature 5K CL
Citi Custom Cash 4.5K
NFCU Cash Rewards 8K
Discover IT 2K
Cap 1 600
NFCU auto loan
Message 15 of 22
LaHossBoss
Senior Contributor

Re: Cap1 reported new CC but not on CR

I guess it just depends on your luck! Was this you only Cap1 card?




Starting Score: 2•20 | EQ 550 | TU 498 | EX 505
Current Score: 7•21 | EQ [F8 645] [F9 651] [EQ5 684] [VS3 630] | TU [F8 717] [F9 692] [TU4 723] [VS3 643] | EX [F8 714] [F9 675] [EX2 681] [VS3 674]
Goal Score: 670 [X] TU [X] EX

Take the myFICO Fitness Challenge

SO Starting Score: 2•20 | EQ 502 | TU 484 | EX 521
SO Current Score: 7•21 | EQ [F8 670] [F9 622] [EQ5 706] [VS3 639] | TU [F8 676] [F9 673] [TU4 652] [VS3 620] [VS4 598] | EX [F8 707] [F9 711] [EX2 680] [VS3 656]
Goal Score: 670 [X] TU [X] EX




Message 16 of 22
Mr_Mojo_Risin
Senior Contributor

Re: Cap1 reported new CC but not on CR

Hey. Yeah this was my first card I got since rebuilding back in late fall

NFCU More Rewards 28K CL
AODFCU Visa Signature 5K CL
Citi Custom Cash 4.5K
NFCU Cash Rewards 8K
Discover IT 2K
Cap 1 600
NFCU auto loan
Message 17 of 22
LaHossBoss
Senior Contributor

Re: Cap1 reported new CC but not on CR

Thanks for the feedback!

 

I guess I will just keep checking daily then!

 

Seems to be all over the board, but with my luck it will be after the second statement lol




Starting Score: 2•20 | EQ 550 | TU 498 | EX 505
Current Score: 7•21 | EQ [F8 645] [F9 651] [EQ5 684] [VS3 630] | TU [F8 717] [F9 692] [TU4 723] [VS3 643] | EX [F8 714] [F9 675] [EX2 681] [VS3 674]
Goal Score: 670 [X] TU [X] EX

Take the myFICO Fitness Challenge

SO Starting Score: 2•20 | EQ 502 | TU 484 | EX 521
SO Current Score: 7•21 | EQ [F8 670] [F9 622] [EQ5 706] [VS3 639] | TU [F8 676] [F9 673] [TU4 652] [VS3 620] [VS4 598] | EX [F8 707] [F9 711] [EX2 680] [VS3 656]
Goal Score: 670 [X] TU [X] EX




Message 18 of 22
Remedios
Moderator

Re: Cap1 reported new CC but not on CR

Being reported later is not a bad thing.

Later it reports, further you're removed from new account penalty as lot of profiles get a small bump at three months. 

 

I almost universally apply during last couple of days in the month, that way, a day or two later, card is already a month old 😂

 

So patience, grasshoppers. It's better that way. 

 

Message 19 of 22
Mr_Mojo_Risin
Senior Contributor

Re: Cap1 reported new CC but not on CR

Hoping you see it soon.  Need those points!  Good luck with it

NFCU More Rewards 28K CL
AODFCU Visa Signature 5K CL
Citi Custom Cash 4.5K
NFCU Cash Rewards 8K
Discover IT 2K
Cap 1 600
NFCU auto loan
Message 20 of 22
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