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CapOne High Utilization -42 Fico

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HomelessNinja
Established Member

CapOne High Utilization -42 Fico

CapOne WMC

 

 

 

Ex8 729

 

 

 

300 cl

 

 

 

251 Balance 

 

 

 

83% Utilization 

 

 

 

Ex8 687

 

 

 

Keep balance $50 or less. Found myself in a Wal-Mart one day to buy an air filter. Passed a 50" TV for $199 OK in the cart it went. Finally time for that Wal-Mart CC to shine. Figured since autopay was set to pay balance in full no issue. Except the autopay did nothing like that. Not a big deal but it's frustrating when I have been diligently trying to build from scratch to thin and getting closer to the 12m history for my cred.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Message 1 of 2
1 REPLY 1
Horseshoez
Senior Contributor

Re: CapOne High Utilization -42 Fico

@HomelessNinja, this really is no big deal, FICO scores are transient; pay the card down and next month your scores will rebound.

Chapter 13:

  • Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank (now Bank of Southern California)
  • Filed: 26-Feb-2015
  • MoC: 01-Mar-2015
  • 1st Payment (posted): 23-Mar-2015
  • Last Payment (posted): 07-Feb-2020
  • Discharged: 04-Mar-2020
  • Closed: 23-Jun-2020

 

I categorically refuse to do AZEO!

In the proverbial sock drawer:
Message 2 of 2
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