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Capital One Upgrade Question

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SGT_Major
Established Member

Capital One Upgrade Question

My wife has the Cap 1 basic platinum card with a 2000 CL.  I tried the upgrade link I found in another thread and she's eligible for the QS card.  I understand the acct number and CL line remains the same but does upgrading affect AAoA?  Will upgrading start a new clock for the account? 

Message 1 of 3
2 REPLIES 2
Anonymous
Not applicable

Re: Capital One Upgrade Question

 You get to keep your history, account number, and credit line.  Since it won't be an additional account, it will not affect your AAoA.

Message 2 of 3
SGT_Major
Established Member

Re: Capital One Upgrade Question

Thanks O-Medicated.  That's what I hoping to hear.  I'll get her to upgrade it so she can start earning cash back rewards. She's gone from 620s FICO 8 to 717.  

Message 3 of 3
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