@Anonymous wrote:
@RaVeN50G wrote:So I know they both pull their credit scores from TU but there always seems to be a difference in numbers. For example for this month Barclays says my TU FICO score is 691 and Capital One FICO score is 657. I've also noticed that Capital One usually has the same score as Credit Karma which I know is a FAKO scoring. Can anyone shed light to this?
You aswered your own question right there.
Barclays is the TU 08 version of your FICO score. Not sure what Cap 1 uses, but it isn't a FICO score.
@MarineVietVet wrote:
@-NewGuy- wrote:
@Anonymous wrote:
@RaVeN50G wrote:So I know they both pull their credit scores from TU but there always seems to be a difference in numbers. For example for this month Barclays says my TU FICO score is 691 and Capital One FICO score is 657. I've also noticed that Capital One usually has the same score as Credit Karma which I know is a FAKO scoring. Can anyone shed light to this?
You aswered your own question right there.
Barclays is the TU 08 version of your FICO score. Not sure what Cap 1 uses, but it isn't a FICO score.
It's called the TU New Account Model.
ETA: This "score" for me is 775.
Ah, thanks MVV didn't know that. So it's the exact same thing that CK uses.
For this month's update my FICO (Barclay) and FAKO (Capital One) are the same. The FAKO is usually way off. I guess they get it right every now and again.
Edit: too bad myFICO hasn't caught up this month 
@Anomalous wrote:For this month's update my FICO (Barclay) and FAKO (Capital One) are the same. The FAKO is usually way off. I guess they get it right every now and again.
Edit: too bad myFICO hasn't caught up this month
Even a broken clock is right two times a day. 
Thanks for the reply everyone. Makes me happy to know that my credit score isn't as terrible as I thought it was
