Not sure if this is better here or if it needs to be in a scoring board. On some other posts I have seen that Cap 1 uses older Fico scores EQ5, TU4, and EX3, but also saw saw a post in a closed thread showing who pulls what saying they had Fico 8 scores pulled for Cap 1. Which is correct, the older scores or the Fico 8? My older model scores are better than those in any of the 8/9/10 suites. Also, if they're pulling 5, 4, and 3 does anyone have any idea what the differences between EX3 and EX2 are? I know we don't have full info on what's in the secret sauce of any specific model, but was curious as I didn't know there was a Fico 3 shown until pretty recently (it's a whopping 2pts higher than my Fico 2).
They pull all three, and use different scores from each. I know they look at FICO 3, and I'm pretty sure they use 8 from a different one.
EQ8 779, TU8 764, EX8 776 as of September 28