It's a combined business/legal decision that is dependent to a high degree upon their expectation of being able to collect on the debt.
What are your individual circumstances regarding shielding of your income or assets from being forcibly taken by the judgment creditor?
For example, is your income of a type or level that shields it from garnishment? Is the judgment creditor aware that they cannot collect, such as by having brought prior actions to attach assets or garnish wages that were for some reason unsuccessful?
