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There was an update with Cap1's credit wise credit monitoring service where they actually update your TU report and vantage 3.0 score daily.
it is actually reliably updated daily and it's not whenever it feels like it every few days like CK, wallethub, credit seasme







































Where you seeing this? "Your CreditWise credit score is updated as frequently as each week when you sign into your account. Learn more about the benefits of free credit monitoring with CreditWise."
https://www.capitalone.com/creditwise/faqs/
@FireMedic1 wrote:Where you seeing this? "Your CreditWise credit score is updated as frequently as each week when you sign into your account. Learn more about the benefits of free credit monitoring with CreditWise."
https://www.capitalone.com/creditwise/faqs/
https://creditwise.capitalone.com/faq/dsr-works
it's definitely daily now, I imagine the pull is either early in the morning or when you open the app/service for the first time during that day
it's much, much faster to see any score/report changes than any of the other TU monitoring
I also prefer their outlining of accounts with creditwise as opposed to an official TU report with every account listed in a giant box, they should be seperating out different types of accounts, but it's easier it's still easier to read imo
also this July 13th email:
image.png







































That goes straight to CW. I was looking at while online where the accounts are bottom left. Yes it usually says update next week on a certain date. That isnt there.
Mine gives me EX, and the report lags behind the paid service I have through EX by quite a bit.
It is the fastest refresh of my EX Vantage 3.0 score I have access to though.







I would cancel the paid EX service then.