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kinwin wrote:Hi everyone. You guys are awesome with your knowledge on credit and fico issues. In December of 2006 I received a credit limit of $3,000.00 then I received an increase to $3500.00 in March. Now I read my statement reads only a credit limit of $2381.00 I called and they told me It was an error you were never suppose to receive $3000.00 just 1890. they told me, we sent a letter to you in February explaning the error. I told them you sent me a statement in March explaining the increase. I never been late, never went over the credit limit and always paid more then the min amount due. . I have paperwork to support everything I am writing. any advice?Unfortunately a lender can lower your credit limit with or without notice. Does that limit make you overlimit? If not its probably not hurting you as C1 doesn't report limits anyway.