Okay so I did the multiple applications and so far only had one approval (carnival). I applied for hooter and state farm visa and got the letter response. I am not sure about hooters but I am not waiting for state farms . I also hit wells fargo (no) and wamu --forgot about the preapproval. Anyways, I hope I did not over apply. It felt so weird applying for all of those cards, but I am trying to stick to good advice. BTW $700 on the carni. Hey its a start.
I just received my Carnival card yesterday. I had applied for a US Air card at the same time but they declined that one because theys said I already had sufficient credit with them.