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I called someone overseas in Nigeria to check out their story. I didn't believe them in what they were saying. Not thinking about it I used my cell phone. They know nothing personal about me including they don't know my name - from me at least. However, is it possible that by having my cell phone number (and I guess purchasing information about me on the internet) that my credit could be affected. Any thoughts or ideas would be appreciated. I have checked my credit cards and there are no charges to date. I am purchasing a credit report to watch and although it affects my score I will do one some time in a few months to check it out again. My credit card companies told me to just monitor my accounts on-line. I wouldn't think that someone could open accounts under me with just my cell phone, but ????? Thoughts.
Thanks.
Lee
"although it affects my score I will do one s..."
I know I am a little late on this, but checking your own credit will not have a negative effect on your credit scores.