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Chase - Multiple balance updates on one card in 8 days?

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Rowdy_Randolf
Established Member

Re: Chase - Multiple balance updates on one card in 8 days?

Aha! The plot thickens, @SouthJamaica 

 

My balance increased today, too (but not at EX) to a balance amount I recognize from 2/3 days ago. 
So odd: multiple mid-cycle balance updates for EQ and TU, and no/slow balance updates for EX at all. Must be a glitch on Chase's end, I suppose.

Message 11 of 31
SouthJamaica
Mega Contributor

Re: Chase - Multiple balance updates on one card in 8 days?


@Rowdy_Randolf wrote:

Aha! The plot thickens, @SouthJamaica 

 

My balance increased today, too (but not at EX) to a balance amount I recognize from 2/3 days ago. 
So odd: multiple mid-cycle balance updates for EQ and TU, and no/slow balance updates for EX at all. Must be a glitch on Chase's end, I suppose.


Well it's a tiny bit disconcerting for me because I do like to micromanage, and keep my personal spend cards at zero balance, but it's not a big deal because the balances on my 2 Chase rewards cards usually don't exceed 1 to 2% of the limits.


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 12 of 31
Rowdy_Randolf
Established Member

Re: Chase - Multiple balance updates on one card in 8 days?

@SouthJamaica 

"Well it's a tiny bit disconcerting for me because I do like to micromanage..."

 

I can respect that; I'm a bit of a micromanager myself. And I would like to see EX get up to date with statement balances - I don't like seeing missing data in my credit reports. 

Message 13 of 31
Rowdy_Randolf
Established Member

Re: Chase - Multiple balance updates on one card in 8 days?

As an update, today (the 17th) a mid-cycle update finally occurred on my EX acct. Not for the expected $0, but for $144. 

Message 14 of 31
SouthJamaica
Mega Contributor

Re: Chase - Multiple balance updates on one card in 8 days?


@Rowdy_Randolf wrote:

As an update, today (the 17th) a mid-cycle update finally occurred on my EX acct. Not for the expected $0, but for $144. 


This is getting weird.


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 15 of 31
Rowdy_Randolf
Established Member

Re: Chase - Multiple balance updates on one card in 8 days?

It does feel peculiar to me - kind of like seeing my wife do something unexpected with her hair, or looking for my old car in a parking lot when I upgrade. 
I paid down the acct balance again to $0 on this card to see what happens. I'm curious to see what chase will report. 

Message 16 of 31
SouthJamaica
Mega Contributor

Re: Chase - Multiple balance updates on one card in 8 days?

Today on experian.com it's reporting the balance as of the day after the statement cut.


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 17 of 31
Rowdy_Randolf
Established Member

Re: Chase - Multiple balance updates on one card in 8 days?

Wait, just so I'm clear...it didn't report the statement balance, but the balance of a day later that was different? How odd.

 

I wonder how many other people this is happening to? I would ask on Reddit, but they're doing some strange protest thing and I don't think it's possible to post anymore.

Message 18 of 31
SouthJamaica
Mega Contributor

Re: Chase - Multiple balance updates on one card in 8 days?


@Rowdy_Randolf wrote:

Wait, just so I'm clear...it didn't report the statement balance, but the balance of a day later that was different? How odd.

 

Yes indeed. The statement balance was zero. Experian reported the balance as of the day after the statement, just as Equifax had done.

 

I wonder how many other people this is happening to? I would ask on Reddit, but they're doing some strange protest thing and I don't think it's possible to post anymore.


 


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 19 of 31
SouthJamaica
Mega Contributor

Re: Chase - Multiple balance updates on one card in 8 days?

Update. It's getting stranger and stranger. Now they've reported the balance from 2 days after the statement cut. What are they doing? Reporting the balance each day???


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 20 of 31
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