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Chase united credit card

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gingerflower
Senior Contributor

Chase united credit card

Hello fico friends,  I received  a letter from Chase united Air Cc the annual fee will be increase from $95 to $150  sometime  this year. Has anyone  else who have the Chase United  received  a letter?

Message 1 of 14
13 REPLIES 13
coldfusion
Community Leader
Mega Contributor

Re: Chase united credit card

I got an email on Tuesday outlining the 'upgrade' (their term) in benefits of my Club card that included the blurb:

 

"With the addition of these benefits, the annual fee will increase from $525 to $695 with your next annual fee renewal occurring on or after August 1, 2025."

(2/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 2 of 14
FlaDude
Valued Contributor

Re: Chase united credit card

I read an article a few days ago that UA is drastically raising lounge membership prices, and is bumping the card AFs accordingly. I got the email about the new $150 rate a few days ago and they are adding some credits ($5/mo rideshare, $10/mo Instacart), but those won't benefit everyone. 

Scores: March 21 FICO 8: EX 810, TU 808, EQ 813
AoOA: closed: 40 years, open: 30 years; AAoA: 14 years
Amex Gold, Amex Blue, Amex ED, Amex Delta Blue, Amex Hilton Surpass, BoA Platinum Plus, Chase Freedom Unlimited, Chase Amazon, Chase CSP, Chase United Explorer, Citi AA, Sync Lowes, total CL 203k
Message 3 of 14
gingerflower
Senior Contributor

Re: Chase united credit card

@coldfusion Thank you  for the info,  I guess will close my account.  

Message 4 of 14
gingerflower
Senior Contributor

Re: Chase united credit card

@FlaDude I agree it sure won't benefit  me . Oh well, see you Chase UA 

Message 5 of 14
Horseshoez
Senior Contributor

Re: Chase united credit card


@gingerflower wrote:

Hello fico friends,  I received  a letter from Chase united Air Cc the annual fee will be increase from $95 to $150  sometime  this year. Has anyone  else who have the Chase United  received  a letter?


I got the letter, but if I recall correctly, the increase will be next year.

Chapter 13:

  • Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank (now Bank of Southern California)
  • Filed: 26-Feb-2015
  • MoC: 01-Mar-2015
  • 1st Payment (posted): 23-Mar-2015
  • Last Payment (posted): 07-Feb-2020
  • Discharged: 04-Mar-2020
  • Closed: 23-Jun-2020

 

I categorically refuse to do AZEO!

In the proverbial sock drawer:
Message 6 of 14
NoHardLimits
Established Contributor

Re: Chase united credit card


@Horseshoez wrote:

@gingerflower wrote:

Hello fico friends,  I received  a letter from Chase united Air Cc the annual fee will be increase from $95 to $150  sometime  this year. Has anyone  else who have the Chase United  received  a letter?


I got the letter, but if I recall correctly, the increase will be next year.


If I understand correctly, the Explorer card's fee increase won't take place until 2026.  The other United cards' fees go up sooner.

 

I closed my Explorer when credible rumors about a fee increase surfaced a couple weeks ago.  My fee was due in April, and I realized that I actually hadn't even flown United for the last 2 years.  It was nice having a Clear membership discount, but that discount grew smaller and smaller over the years.  The lounge passes were nice too, but I gave away the last pair before they expired.  Now, it sounds like you won't be able to give them to someone else unless you (or an authorized user) accompany them.

April 2025 Scorecard: Clean, Thick, Mature, New Revolver
FICO8:
FICO9:
VantageScore3:
Inquiries (n/12, n/24):
AAoA: 11 yrs | AoORA: 37 yrs | AoYRA: less than 1 yr | New Accounts: 1/6, 2/12, 2/24 | Util: 1% | DTI: 1%
Message 7 of 14
FlaDude
Valued Contributor

Re: Chase united credit card


@gingerflower wrote:

@FlaDude I agree it sure won't benefit  me . Oh well, see you Chase UA 


I'll have to consider it too. I've already closed one AF card in the past year and downgraded two others to non-AF versions.

If you want to keep the CL and history you can always downgrade to the the United Gateway card. Almost no real benefits to speak of, but at least you keep the CL as part of your total and it will continue to age.

Scores: March 21 FICO 8: EX 810, TU 808, EQ 813
AoOA: closed: 40 years, open: 30 years; AAoA: 14 years
Amex Gold, Amex Blue, Amex ED, Amex Delta Blue, Amex Hilton Surpass, BoA Platinum Plus, Chase Freedom Unlimited, Chase Amazon, Chase CSP, Chase United Explorer, Citi AA, Sync Lowes, total CL 203k
Message 8 of 14
Horseshoez
Senior Contributor

Re: Chase united credit card

Due to a likely job change (kind of a bizarre thing to say for someone my age) and considerably more time in an airport, I recently tried to upgrade my 10-month old United Explorer card to a United Club card.  Chase told me I couldn't upgrade to the Club card until the Explorer card had aged to 1-year (and I assume the annual fee paid); after that my options would be to either upgrade the existing account to Club, or apply for the Club card outright.  The agent I tallked with was unsure if I'd be allowed to have two United cards, so I'll worry about all of this in May.

Chapter 13:

  • Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank (now Bank of Southern California)
  • Filed: 26-Feb-2015
  • MoC: 01-Mar-2015
  • 1st Payment (posted): 23-Mar-2015
  • Last Payment (posted): 07-Feb-2020
  • Discharged: 04-Mar-2020
  • Closed: 23-Jun-2020

 

I categorically refuse to do AZEO!

In the proverbial sock drawer:
Message 9 of 14
gingerflower
Senior Contributor

Re: Chase united credit card

Thank you for the suggestion,  I will look into the United Air Gateway Cc  and probably  downgrade. Thank you!

Message 10 of 14
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