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Check From Citi

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kberly69
Frequent Contributor

Check From Citi

Anyone else receive a check from Citi? I had a credit card with them years ago (closed in good standing around 2009). Apparently I was enrolled in some kind of debt protection and they are refunding the fees associated with this as a result of an agreement between Citi, "certain of its subsidiaries and the Office of the Comptroller of the Currency". I don't generally enroll in this kind of thing so I'm surprised to get this. It's for $25.27.

Good mail day today! I also got my rebate back from tires I bought.


CH7 BK Discharged 10/16
Oct/Nov 2016: EQ 632 TU 532 EX 573
Feb 2017: EQ 695 TU 673 EX 670
March 2017 EQ 702 TU 676 EX 673
April 2017 EX 683 (TU & EQ unknown)
May 2017 EQ 695 TU 685 EX 693
Feb 2018 EQ 704 TU 687 EX 694

9/24/20: 4 years from discharge FICO 8: EQ 751 EX 765 TU 766 FICO 9 EQ 814 EX 804 TU 821
Message 1 of 6
5 REPLIES 5
RobertEG
Legendary Contributor

Re: Check From Citi

See the article on the CFPB web page, dated July 21, 2015, and titled
CFPB Orders Citibank to Pay $700 Million in Consumer Relief for Illegal Credit Card Practices.”

Message 2 of 6
kberly69
Frequent Contributor

Re: Check From Citi

Thanks! About 2 1/2 years later I got my $25 Smiley Happy


CH7 BK Discharged 10/16
Oct/Nov 2016: EQ 632 TU 532 EX 573
Feb 2017: EQ 695 TU 673 EX 670
March 2017 EQ 702 TU 676 EX 673
April 2017 EX 683 (TU & EQ unknown)
May 2017 EQ 695 TU 685 EX 693
Feb 2018 EQ 704 TU 687 EX 694

9/24/20: 4 years from discharge FICO 8: EQ 751 EX 765 TU 766 FICO 9 EQ 814 EX 804 TU 821
Message 3 of 6
Anonymous
Not applicable

Re: Check From Citi

Got a check for $107+ dollars. Don't even remember having the program they used to refund the dollars to me?! In fact, I don't remember being a Citi cardholder? Note, I deposited the check and was not going to "poke the bear."
Message 4 of 6
kberly69
Frequent Contributor

Re: Check From Citi

I didn't go read the article but I'm wondering if they got in trouble for some kind of shady enrollment practices. I never sign up for those things. It's like past me bought future me pizza tomorrow night while baking pies and brining turkey! 


CH7 BK Discharged 10/16
Oct/Nov 2016: EQ 632 TU 532 EX 573
Feb 2017: EQ 695 TU 673 EX 670
March 2017 EQ 702 TU 676 EX 673
April 2017 EX 683 (TU & EQ unknown)
May 2017 EQ 695 TU 685 EX 693
Feb 2018 EQ 704 TU 687 EX 694

9/24/20: 4 years from discharge FICO 8: EQ 751 EX 765 TU 766 FICO 9 EQ 814 EX 804 TU 821
Message 5 of 6
Anonymous
Not applicable

Re: Check From Citi


@Anonymous wrote:
Got a check for $107+ dollars. Don't even remember having the program they used to refund the dollars to me?! In fact, I don't remember being a Citi cardholder? Note, I deposited the check and was not going to "poke the bear."

Could have been a Citi retail division store card or a DSNB card like Macy's or Bloomies too. But hey, I'd take the $100 bucks anyday!

Message 6 of 6
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