The Chexsystems report covers your bank accounts. They list enquiries for opening new accounts, what checks you have been issued (not all check issuers do this), and then any negatives. The negatives include if you have written a bad check, overdrawn your account (not sure how badly you need to do this to be listed), drawn funds on a closed account, failed to pay any money owing to the bank on time. I have not come across any monitoring service which lists Chexsystems information, so the only way I know to check your report is to order it directly from them.
