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Child authorized user credit score at 18

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FranknBeans
Regular Contributor

Child authorized user credit score at 18

Just some info for all of you. Had my daughter as an authorized user on four of my cards for the past few years. She turned 18 yesterday and got her credit scores. She had between 770 and 778 on the three Fico scores. Was preapproved for the Amex Gold and Green and Blue Cash. She took the Blue cash.  She was preapporved for only Good credit Captial One cards and was preapproved for all the Bank of America cards. Tried Amazon and was no preapproved.   











Message 1 of 3
2 REPLIES 2
JoeRockhead
Community Leader
Super Contributor

Re: Child authorized user credit score at 18

Congratulations to you for getting her off to a great start, and congratulations to your daughter on her Amex approval!

Message 2 of 3
markbeiser
Established Contributor

Re: Child authorized user credit score at 18

Now make her open an IRA and have her pay 10% of her income into it every time she gets some!

Back to gardening until Late February 2026.
Current FICO8:
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