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Citi Credit Line Increase?

tag
Anonymous
Not applicable

Re: Citi Credit Line Increase?

When requesting the CLI with Citi on activation are you speaking to a CSR right after the activation prompts or doing this online right after? I have 2 new Citi cards on the way and would like to try for a CLI on both.
Message 11 of 14
jsmith12345
Regular Contributor

Re: Citi Credit Line Increase?

So if you click the Credit Line Increase and the form to fill out comes up then you weren't approved based on the soft pull and you should just quit.  Correct?  Just want to make sure I'm not missing something.  Thanks for the help!
Message 12 of 14
Anonymous
Not applicable

Re: Citi Credit Line Increase?

I've been a cardmember now for 2 months...I need to wait until my 6 month anniversary to request CLI. At that point I'll try it online I think.
Message 13 of 14
Anonymous
Not applicable

Re: Citi Credit Line Increase?

I just got approved the end of July for Citi card. They told me the same story about waiting 6 mths. It all depend on what rep you talk too. I called rep and converted my card to Citi Dividend and ask about CLI and the guy was so nice...He suggested to try for 3,500 since I had 1,200. He told me to call back in an hour so the credit dept could make a decision. I called back later and they said that I was approved. The strange thing is my EQ was 648 when I got approved...but when I applied for increase it was probably 40 points lower due to UTL. I think what helpled me is I paid a big $650 payment on the account...even though I charged it right back up. I am paying another big payment and trying to get the CL at $5,000...then I might stop for a while.
Message 14 of 14
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