So on my Experian fico report I see that I have 2 inq for Citizen, which I applied for a personal loan and CC on the same day 07/08/19. I just received my annual credit report for all 3 and Equifax shows the INQ as 1 but with 2 dates as the same 07/08/2019. I thought maybe they would have separated them out per line of credit applied for? It’s too late to ask them to combine the INQ since it’s been a year and the effects are not hurting my score, but I prob could have done that back when I was applying for credit and could have got another card...
Given today’s climate of economic uncertainty, I would assume more creditors to me checking in on their consumers, but I only see 1 SP on my report from Citizen and that was on 07/14/20, a year after I applied.
Been happy with Citizen CC my 0% APR is almost over and the $8k SL they gave me was great.
