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Citizens One iPhone X Apple upgrade approval

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jtw34240
Regular Contributor

Citizens One iPhone X Apple upgrade approval

An interesting thing happened today. I applied for the Apple upgrade program. Saw that apple iphone x was available at the apple store today so put in all my information and placed an order. Shortly thereafter I was approved for the apple upgrade program. Although it bills to my credit card it is still a credit loan program. I applied probably a year or two ago and I was declined. My datapoints are efx 644, tu 651 and exp is 654. alot of inquiries on all three. So it seems citizens one is not inquiry sensitive. They must have lowered their standards.

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SomewhereIn505
Valued Contributor

Re: Citizens One iPhone X Apple upgrade approval


@jtw34240 wrote:

An interesting thing happened today. I applied for the Apple upgrade program. Saw that apple iphone x was available at the apple store today so put in all my information and placed an order. Shortly thereafter I was approved for the apple upgrade program. Although it bills to my credit card it is still a credit loan program. I applied probably a year or two ago and I was declined. My datapoints are efx 644, tu 651 and exp is 654. alot of inquiries on all three. So it seems citizens one is not inquiry sensitive. They must have lowered their standards.


Congrats! I love iPX. Holding off of getting an iPad Pro next week because I believe they’ll use the FaceID onto the next generation which should come out next spring.

3/16/18 FICO9 TU-700 EQ-669 EX-716
6/26/18 FICO9 TU-750, EQ-672, EX-789

Message 2 of 3
Anonymous
Not applicable

Re: Citizens One iPhone X Apple upgrade approval


@SomewhereIn505 wrote:

@jtw34240 wrote:

An interesting thing happened today. I applied for the Apple upgrade program. Saw that apple iphone x was available at the apple store today so put in all my information and placed an order. Shortly thereafter I was approved for the apple upgrade program. Although it bills to my credit card it is still a credit loan program. I applied probably a year or two ago and I was declined. My datapoints are efx 644, tu 651 and exp is 654. alot of inquiries on all three. So it seems citizens one is not inquiry sensitive. They must have lowered their standards.


Congrats! I love iPX. Holding off of getting an iPad Pro next week because I believe they’ll use the FaceID onto the next generation which should come out next spring.

Facial recognition scares me? What if I don't put on my makeup? Smiley Happy

Message 3 of 3
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