I just pulled my TU report from MYFico and I am down to one judgment, the BK. Civil judgment is gone. I couldn't believe it. I faxed over my bK paperwork that shows the company that put the judgment on it (list of creditors included in BK). Judgement gone from all 3 bureaus... Wow. I didn't see much of a score improvement, maybe one point, but that is okay, as long as that judgment is gone, I can deal with the BK.
Matter of fact the one I asked them to remove will come off next year.....
Theres one from an apartment I wasnt on the lease to get in the first place and in my report it says''undesignated''..If I can get one I will work on the other...
Im still waiting