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Closed positive accounts

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todo02
Member

Closed positive accounts

I have about 5 never late accounts that were closed about 20 years ago still showing on Equifax. Are these accounts still a factor in my score? They haven't been updated since 2016. I'm not going to dispute them, just wondering.

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3 REPLIES 3
Patient957
Established Contributor

Re: Closed positive accounts

They're helping your age metrics, probably by a lot.  The only downside is Equifax can and will delete them any time with no notice to you.  Depending on the rest of your profile, that may or may not matter much.  But enjoy the boost while it lasts!

 

BTW, your siggy seems slightly outdated. Smiley Indifferent

Message 2 of 4
BallBounces
Valued Contributor

Re: Closed positive accounts

Equifax gonna Equifax. Smiley Happy

Message 3 of 4
Thomas_Thumb
Senior Contributor

Re: Closed positive accounts


@Patient957 wrote:

 

BTW, your siggy seems slightly outdated. Smiley Indifferent


Lol. Recent EQ/TU/EX scores would be of interest.

Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
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