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I have about 5 never late accounts that were closed about 20 years ago still showing on Equifax. Are these accounts still a factor in my score? They haven't been updated since 2016. I'm not going to dispute them, just wondering.
They're helping your age metrics, probably by a lot. The only downside is Equifax can and will delete them any time with no notice to you. Depending on the rest of your profile, that may or may not matter much. But enjoy the boost while it lasts!
BTW, your siggy seems slightly outdated. ![]()
Equifax gonna Equifax. ![]()
@Patient957 wrote:
BTW, your siggy seems slightly outdated.
Lol. Recent EQ/TU/EX scores would be of interest.