Thanks for all your help. Part of your last reply prompts me to ask this: Do open revolving accounts with zero balance count towards utilization? Is utilization based on your accounts totaled including open accounts with zero balances or separately, by account? Also, if I have open accounts with zero balances, would it do me good to charge $5 or $10 bucks each month on them. (pay them off each month, but still use them minimally)
Message Edited by coreyndsm on 08-13-2007 09:23 PM
