*NCO is a horrible company to deal with (in my experience). DH had an account that went there - that they never should have had because the bill had been paid. We took care of it the first time and a year later the same (non) account popped up on his CR again.
As far as the card is concerned, I would personally opt for a store card before I would go for an unsecured or one that has a fee. Did you try household bank? You can check your preapproval status on their site so that you don't actually get your credit pulled to see what you could get.
Message Edited by tidbit1 on
08-14-2008 09:00 AM
