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Collection agreed on 'pay for delete' then no action so far

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Anonymous
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Re: Collection agreed on 'pay for delete' then no action so far

I don't believe the CA's wording was open to interpretation and here is why:

 

- "removing relevant information" can not be construed as removing ONLY some information in a tradeline.

-"removing relevant information" cannot be construed as amending information

-"removing relevant information" cannot be construed as leaving a tradeline void of some information but not other

 

 

the completeness of a record or tradeline is not optional and it's not up to the furnisher of information.

the mere fact of having some fields in a tradeline reported incorrectly (willingly or not) is a FCRA violation and it can be pursued in court by the consumer, the AGs or the FTC.

 

Having said that, i councur with the advice of always getting a clear and crisp definition from the CA about what they are committing to do. 

 

good luck!

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