Collection from 3 years ago suddenly appears with different lender :( Please give me suggestions

[Tuscani]

Cool. Keep us updated and good luck!

[Anonymous]

Do I need to be concerned about the large drop in FAKO score?  How does that affect me?

[Anonymous]

You don't - it is just that a FAKO (Fake-o)

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premierjg wrote:

Do I need to be concerned about the large drop in FAKO score?  How does that affect me?

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Message Edited by Timothy on 06-23-2007 09:01 PM

[Tuscani]

FAKO or not... if it fluctuated there probably was something that changed on your reports.

[Anonymous]

I have been trying to figure out how this collection suddenly came back on my CR.  The original creditor for this collection is MBNA.  I recently applied and was outright denied for a BofA CC because of a previous default with BofA.  Now I find out that MBNA and BofA are pretty much the same company.  How stupid do I feel for applying for that card?

Does this mean I am banned from BofA forever?

[Anonymous]

BofA bought MBNA a little while ago.