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Collections account removed after 3 years of disputing!!

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Florida1990
Frequent Contributor
‎07-25-2014 08:55 AM
‎07-25-2014 08:55 AM

Collections account removed after 3 years of disputing!!

Happy that it was removed my score jumped 27points. Now to get the other one deleted.

Pre-CH7 Scores- TU 584 EX 540 EQ 581
Post-CH7 Scores- TU 656 EX 630 EQ 670

Navy Fed Cash Rewards-$4,500, Credit One MC $500, Credit One VS $700 Ollo Platinum MC $900, Avant MC $1,000 Primor Secured Vs. $200, Wayfair $750, Eddie, Jcrew, Boscov $250-$300.
Message 1 of 10
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9 REPLIES 9
Kirmie2010
Established Contributor
‎07-25-2014 03:42 PM
‎07-25-2014 03:42 PM

Re: Collections account removed after 3 years of disputing!!

Wow congratulations its nice to know after all the work it paid off Smiley Happy  

Message 2 of 10
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coldnmn
Mega Contributor
‎07-25-2014 05:56 PM
‎07-25-2014 05:56 PM

Re: Collections account removed after 3 years of disputing!!

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 3 of 10
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CreditPlay
Frequent Contributor
‎07-26-2014 09:25 PM
‎07-26-2014 09:25 PM

Re: Collections account removed after 3 years of disputing!!

Hard work!!! Congrats!


         
FICO08 12/2014EQ 777TU 799EX 767
 
    
Message 4 of 10
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New_Beginning
Frequent Contributor
‎07-26-2014 10:35 PM
‎07-26-2014 10:35 PM

Re: Collections account removed after 3 years of disputing!!

Congratulations! 

Starting Score: EQ 615 (MyFICO) TU 588 (Walmart) EX 576 (EX Website) Started this journey 06/26/2014
Current Score: EQ 710 (MyFICO) TU 673 (Walmart) TU 726 (MyFICO) EX 706 (MyFICO) As of Sep 2015
Goal Score: 750 or higher across the board
Take the myFICO Fitness Challenge
Message 5 of 10
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EW800
Valued Contributor
‎07-26-2014 11:19 PM
‎07-26-2014 11:19 PM

Re: Collections account removed after 3 years of disputing!!

Congratulations!!   Smiley Happy

 

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Sept 2024: EX8: 847; EQ8: 850; TU8: 848 -- Middle Mortgage Score: 821
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 6 of 10
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alvon123
Super Contributor
‎07-27-2014 05:56 AM
‎07-27-2014 05:56 AM

Re: Collections account removed after 3 years of disputing!!

congrats


Message 7 of 10
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elim
Senior Contributor
‎07-27-2014 06:21 AM
‎07-27-2014 06:21 AM

Re: Collections account removed after 3 years of disputing!!

@Florida1990 wrote:

Happy that it was removed my score jumped 27points. Now to get the other one deleted.

  Good Luck!

Message 8 of 10
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ScarletFever
Frequent Contributor
‎07-27-2014 05:44 PM
‎07-27-2014 05:44 PM

Re: Collections account removed after 3 years of disputing!!

it's a great feeling, isn't it?!

.Citi FICO-836 Barclays TU FICO; 827. Discover Fic0-826; CK:EQ-821; TU-819; CS-819; Total credit-$165,500: NASA-29,700; AMEX BCP-17,000; AMEX EDP-20,000; CSP-14,400; Barclay Ring-10,000; Discover It-9,000; U.S.Bank Sig Visa13,000; United TeleTech Federal Credit Union-$9000; Citi Double Cash-9900; Citi TYP-7,700; Discover Cashback Bonus-7,200;Chase Freedom-6,500; AMEX HHilton Honors-5000; Barclay NFL Extra Points-$5000. Utility always 1-2%
Message 9 of 10
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TheFate
Established Contributor
‎07-27-2014 05:47 PM
‎07-27-2014 05:47 PM

Re: Collections account removed after 3 years of disputing!!

Wow thats persistance right there.

 

Were you sending letters every month?

Message 10 of 10
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