Do all collections on your EX report show up as TLs on your myfico reports instead of a seperate category as collections?
My only collection (correctly identified as such on the othe 2 reports) is being classified in the TL section with my creditcards/loans with a single 120+ day late instead of a collection even though if you read the where it says Loan Type: it says collection department/agency/attorney. The summary page of myfico report also shows it as a deliquent account and not a collection. When I pull the report directly from EX, it says TYPE: Collection and even identifies the Original Creditor as well as the CA. So nothing seems wrong. Does EX not distinquish the diffference between a collection and a deliquent account in the same way that the other 2 do?
Message Edited by Miner on
09-28-2008 12:47 PM
Current FICO8: EQ:782, TU:754, EX:767 | 1x 30 day late 6yrs ago
AAoA: 10 years;
AAoOA: 13 months;
Credit Length: 21 years
INQ Eq: 3 / Tu: 5 (4 for auto) / Ex: 9 (5 for auto)