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Comenity scoring system

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Anonymous
Not applicable

Comenity scoring system

Does anyone know what scoring system comenity uses. Or is it an internal one. I recently got an overstock card via sct. I logged on and immediately hit luv button but got letter in today with denial reasons. Score said 598 on a scale of 300 to 838. Just wondering because all my fico 8's are in the 650 range.
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FinStar
Moderator Emeritus

Re: Comenity scoring system

Depending on which card you applied for, they can use a variety of scoring methods, including their internal ones.

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