Anyone knows if there has been any effort by the big three to come up with common XML format for credit report? Some use cases that come to mind:
. I can obtain my data and display them my way.
. Make it easier for people to provide data when asking for help: here is my credit data (tool can be written for user to strip off their personal data first and reduce it to some useful summary), please feed back.
. (Variation of the above) Make it easier to for people to try these "estimated score" tools. Here is my "sanitized" data (no personal info), give me an estimated score.
. Maybe myFICO can then offer a service to score with reduced fee if user provided report (the report can be digitally signed by the originating credit bureau).
If not, anyone know where/who to try to push this?
Thanks,
