Alright, I gotta confess all so I can sleep peacefully tonight.
I race home from work every day in order to check my Truecredit scores.
I write them down everyday to compare with the next days scores.
I have spent every friday and saturday night for the past two months reading these boards.
I drive all my friends over the edge with my constant fico talk (to the point that a few of them now want me to help fix their credit)
I stopped buying those $5 to $10 daily lunches with co-workers and now apply that toward savings and credit cards. (that's really a lot of $$$ per month when you think about it)
I actually went back to clipping coupons (lol)
and wow...so many other changes.
When I started this venture back in May...My highest score was EQ at 630... Last I checked my actual FICO's here, I was at TU=658, EQ 678, EX=666 on 6-20.
I haven't checked back due to so many changes occuring, but will do so when all the changes have been made. (Those $15 dollars add up fast).
Well today, my FAKO's are TU=679 (with one deletion coming off any day now..it's already off the other two....EQ=699!!! and EX=678...a few more accounts to be added to all to drop util to 9% now at 19%...I AM SO DARN EXCITED!!!! If my friends don't have me locked up....I hope to see 720 SOON!!!
Many thanks to you all for your assistance, words of inspiration, kindness, motivation, and advice (even when you didn't know I was around).