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Conns not reporting my balance correctly.

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Regular Contributor

Conns not reporting my balance correctly.

So it shows my balance as over 1500 and it's around 800. All my payments are on time and it's current.

I just want the correct amount for utilization. If I dispute balance I risk having the account deleted from my credit report? Any advice . Thanks





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2 REPLIES 2
Frequent Contributor

Re: Conns not reporting my balance correctly.

Ok, most creditors report once per month when your statement is generated so your statement balance is the amount reported. Are you saying that your statement balance was $800 & they reported $1500 instead? If your reported balance was $1500 & you made a $700 payment your new balance will not be reflected until the next statement cut date UNLESS you call the creditor and ask them to push an update to the bureaus.

Message 2 of 3
Regular Contributor

Re: Conns not reporting my balance correctly.

No monthly payment is 61 dollars. It's been reporting same balance for several months. It hasn't changed at all.





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