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Consumer Finance Accounts

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codefreak13
Regular Contributor

Consumer Finance Accounts

Wanted to share a DP regarding CFAs. As they are not explicitly labelled anywhere on CRs for the most part, it can be hard to find out which account is leading to this negative scoring reason.

 

I found just today that under the 'view analysis' link in my 3B Fico 8 Score section, when I expand the reason code it gives me the number of CFA accounts on TU. Seeing that number, I realized it matched up with a onemainfinancial loan that I had refinanced a few times during darker days and has multiple entries on my CRs. I had always assumed that was the creditor that led to the CFA designation, but never had proof. Might helps someone here if you have a number that is greater than one anyways. 

 

 

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