Credit Card Fraud

[Anonymous]

Hi,

i think I am a victim of credit card identity theft or fraud. I received a credit card from capital one that is only 1 letter different from my actual name. What can I do to resolve this issue? Do I call capital one? Please advise.

Thanks

[RockinRay]

Call them! NOW! Do not wait!

Ray

[pizzadude]

----->  Call them! NOW! Do not wait!

+1.  You need to call them immediately.  If someone else is applying for cards in your name, you might also consider putting a freeze on your CRs, or a fraud alert.

[pizzadude]

+1.  You need to call them immediately.  If someone else is applying for cards in your name, you might also consider putting a freeze on your CRs, or a fraud alert.

[RobertEG]

When you call them, I would ask them informally to provide you with a copy of the application papers for the account so that you can assist them in determiining that you did not authorize this account. 

If they balk at such a request, remind them that it is information that you can compel them to provide under the provisions of FCRA 609(e) by simply first filing a police report and then sending a copy to them, so it would shorten the process if they were simply to send such papers to you now.

[llecs]

Ditto to the police report if you never applied for CapOne. There might be other CCs/credit accounts out there.