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last month my utiizatin was 1% which credit karma put 1 to 10 as execllent. this month I was at 9 % should I expect my score decrease since I am higher than I was last month even though my utilaztion is still great?
Revolving Utilization isn't simply scored as good or bad. The % matters. Generally, the bigger the change, the bigger the impact. You may see some negative impact for that change but it wouldn't be as significant as, say, jumping to 50% for example. 9% is still very low. Are you applying for new credit immediately?
im looking to apply for a mortgage in the next 2 months