Credit Card comments, do they hinder getting loans or credit scores?

[AzCreditGuy]

I have been in garden for 3+ yrs and I am now getting accounts with balances down. I havent paid attention to my credit card comments in a while and today when I pulled my report I am seeing the following comments on EX & EQ...

Cap 1 = Account previously in dispute - investigation complete, reported by data furnisher

Discover (AU) = Completed investigation of FCRA dispute - consumer disagrees

Chase (AU) = FCBA dispute resolved - consumer disagrees

[Creditwiser]

Nope 

[AzCreditGuy]

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@Creditwiser wrote:

Nope 

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Hmm I feel like anything in the comments section is looked at by lenders

[Creditwiser]

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@AzCreditGuy wrote:

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@Creditwiser wrote:

Nope 

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Hmm I feel like anything in the comments section is looked at by lenders

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I suppose any comment that correlates to a baddie could reinforce it . Although the baddie is still there and the report would reflect that anyway. But general dispute comments and such not so much. I can say that by having had numerous comments , almost for each account during my rebuild , and had no affect on score and approvals.  

[CH-7-Mission-Accomplished]

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@AzCreditGuy wrote:

I have been in garden for 3+ yrs and I am now getting accounts with balances down. I havent paid attention to my credit card comments in a while and today when I pulled my report I am seeing the following comments on EX & EQ...

Cap 1 = Account previously in dispute - investigation complete, reported by data furnisher

Discover (AU) = Completed investigation of FCRA dispute - consumer disagrees

Chase (AU) = FCBA dispute resolved - consumer disagrees

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Comments don't affect scores,  but you can easily clean up your reports and get rid of them.   Just call the bureaus and tell them you need/want them removed.   They will do it.   When applying for a mortgage, you are required to have the comments removed.  No point in leaving them on there.

[docbang]

Not at all!  continue on señor! I have 2 on my file.