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Curious to know if theres a list of which credit cards/banks pull which FICO model
Like, Chase uses FICO 8, Citi uses Vantage 3, Comenity uses FICO 9...?
I have no idea if those are correct, just curious because with pulling my 3B report each month here, I know all of the scores and would know who I have a better chance with when I apply
Thanks,
Brew
There is a strong element of randomness to what pulls what, and no online list or forum is going to be able to guarantee you that Credit Card X pulls report Y in format Z.
In fact, many of those online databases are completely backwards. Not to mention unchecked and subject to the whims of those who reported the information.
Lel @ "chase 10k SL with 620 equifax and lots of inquiries and new accounts"
Complete BS.
thank you. That was what I suspected, but wanted to ask
Would you mind sharing your SL on your USAA card? I have similar scores and am showing a preselected offer from them for their rate advantage card and am considering applying. Thanks.
Roy... $2000. Never CLI'd