Hello! I booked a room in a hotel in hawaii. When I check-in, will I need a credit card?? Or can I use my debt card? My highest limit on my credit cards is $500. Does it have to be higher? How does it work?? Will I be okay??
Thanks!
Current Score: TU 633 
Yes, you'll be able to switch cards at check-in. However, know that the hotel will put a big hold on your checking account (via your debit card) to cover incidentals and potential damages. The actual amount of this hold can vary greatly from hotel to hotel. You'll want to ensure that you have enough funds in your account above and beyond this hold in order to spend/withdraw money while you're on your trip. The hotel will maintain the hold at least until the day you check-out and settle the bill, and possibly a few days after that as well.
Your best bet would be to contact the hotel directly to ask what the actual amount of the hold will be, so you are able to plan accordingly.
As a side note, I know in your case with your CL, this isn't really feasible, but remember that in general, credit cards offer a much greater level of protection both in fraud as well as liability, particularly in regards to travel. I recommend using a credit card as often as possible for these types of things, as I've been burned and had my checking account emptied before. Just FYI for others who may come across this as well.
Good luck, my family is from Hawaii. I know you'll have a blast! 
@avv7c0 wrote:Yes, you'll be able to switch cards at check-in. However, know that the hotel will put a big hold on your checking account (via your debit card) to cover incidentals and potential damages. The actual amount of this hold can vary greatly from hotel to hotel. You'll want to ensure that you have enough funds in your account above and beyond this hold in order to spend/withdraw money while you're on your trip. The hotel will maintain the hold at least until the day you check-out and settle the bill, and possibly a few days after that as well.
Your best bet would be to contact the hotel directly to ask what the actual amount of the hold will be, so you are able to plan accordingly.
As a side note, I know in your case with your CL, this isn't really feasible, but remember that in general, credit cards offer a much greater level of protection both in fraud as well as liability, particularly in regards to travel. I recommend using a credit card as often as possible for these types of things, as I've been burned and had my checking account emptied before. Just FYI for others who may come across this as well.
Good luck, my family is from Hawaii. I know you'll have a blast!
Extremely solid advice!
Thanks for the help everyone! I paid for my hotel and flight for 2 with my debt card. The total came up to $1500. Other than my debt card, I have a credit card with a CL of $500!! Since I already paid for the hotel and 5 day stay, will they still ask to hold my credit card when I check in?
Thanks!